How it helps SMEs
Running a business comes with unexpected costs. Accessing financing shouldn't be one of them. Tarabut’s POS financing solution gives SMEs fast, hassle-free funding directly from their point-of-sale system, helping them manage cash flow, grow operations, and stay resilient.
Why Tarabut POS Finance?
How it works
Tarabut’s infrastructure connects banks and Point of Sale (POS) providers to deliver instant financing offers directly to SME dashboards, turning transaction data into trusted credit signals.
Core capabilities
Who it's for
Banks
Digitise SME lending workflows with embedded, digital financing. Use real time POS data to expand your SME portfolio and accelerate origination from weeks to minutes.
Marketplaces
Unlock new revenue streams and reduce merchant churn. By embedding lending into your platform, you become a financial enabler while enhancing customer stickiness and value.
Retailers & SMEs
Access fast, flexible financing from your existing POS system. Say goodbye to paperwork and collateral and say hello to seamless digital loans that are designed to support your daily business.
Use cases
Use cases
Working capital
Inventory financing
Lending programs
Eligibility models
Working capital
Instant working capital
Enable SMEs to access fast, flexible financing during cash flow crunches or peak business cycles.
- Offer short-term loans based on recent POS activity
- Help merchants manage seasonal demand and operational expenses
- Reduce approval times from weeks to minutes
Inventory financing
Embedded inventory financing
Allow retailers to restock faster with financing offers built into their daily tools.
- Deliver funding directly within POS dashboards
- Use sales patterns to recommend loan amounts and repayment terms
- Support merchant growth with proactive, contextual offers
Lending programs
Distributor-driven lending programs
Design lending programmes in partnership with acquirers or marketplaces to scale SME access.
- Co-create lending journeys with distributors and POS providers
- Monetise financing through commission-based models
- Strengthen loyalty and platform stickiness
Eligibility models
Transaction-based eligibility models
Reach underserved SMEs who lack formal credit histories through real-time transaction data.
- Leverage POS sales data instead of traditional collateral
- Expand access to financing in low-coverage lending segments
- Reduce risk with dynamic, data-backed affordability models
